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Understanding VA Closing Costs, Including the VA Funding Fee

When you get a mortgage backed by the U.S. Department of Veterans Affairs (VA), you usually save some money. VA loans typically come with lower interest rates. There’s no mortgage insurance requirement. And, perhaps best of all, you can get one with 0% down.

Kacie Goff

Kacie Goff

Mortgage & Real Estate Writer

Kacie Goff is a mortgage and real estate writer whose work has appeared in Bankrate, NerdWallet, and CNET. She specializes in VA home loans and helping borrowers navigate the mortgage process.

Expertise
VA Mortgages VA refinance 10+ years of experience
Jimmy King

Jimmy King

Co-Founder of BankingBridge

Jimmy King is the Co-Founder of BankingBridge and has more than 20 years of experience in the mortgage industry. He specializes in mortgage pricing, capital markets technology, and helping bring greater rate transparency to consumers.

Expertise
Mortgage process VA loans 15+ years of experience
Written by Kacie Goff  ·  Edited by Jimmy King
Eligibility

Best Mortgage Loans for First-Time Military Homebuyers

Serving in the military comes with a lot of benefits. That includes access to mortgages backed by the Department of Veterans Affairs (VA). If you serve for long enough, you can get a loan that the VA guarantees. That lowers risk for the lender, which translates into major perks for you. 

Written by Kacie Goff · Edited by Jimmy King
On
Eligibility

VA Jumbo vs Conventional Jumbo Loans

Your dream house might be pretty expensive. If you have the means to pay back the mortgage for that home, it could be on the table for you. But you should be aware that borrowing a larger sum can come with some extra strings, and extra costs. 

Written by Kacie Goff · Edited by Jimmy King
On
Jun 5
Eligibility

VA vs. FHA vs. Conventional Loans for First-Time Homebuyers

Written by Kacie Goff · Edited by Jimmy King
On
Jun 3

Trending Insights

Can the VA Funding Fee Be Rolled Into the Loan?

Written by Kacie Goff · Edited by Jimmy King
On
Jul 10

Best Mortgage Loans for First-Time Military Homebuyers

Written by Kacie Goff · Edited by Jimmy King
On

VA Jumbo vs Conventional Jumbo Loans

Written by Kacie Goff · Edited by Jimmy King
On
Jun 5

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varates.now and rates.now are not mortgage lenders or brokers. We are a loan education and comparison network that helps Veterans and military families understand their VA home loan benefits and compare offers from multiple VA-approved lenders side by side. We do not originate loans, make credit decisions, or issue approvals. All rates, fees, terms, and loan decisions are provided solely by participating lenders.

‍varates.now and rates.now are not affiliated with the U.S. Department of Veterans Affairs (VA), the Department of Defense (DoD), or any government agency. Information on these sites is provided for educational purposes only and should not be considered legal, financial, or tax advice. Official VA resources are available at va.gov.
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