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Is There a Minimum Income Requirement for a VA Loan? Understanding Residual Income

By Jimmy King
April 7, 2026
Eligibility

Can I Use My VA Loan Benefit After I Separate From Service?

Homeownership is expensive, and it’s been particularly difficult for people to attain lately. Home prices took a jump in the early 2020s, and mortgage rates went up right along with them. For most Americans, the days of buying a house in your early 20s are long gone. In fact, the National Association of Realtors reports that the median age of a first-time homebuyer today is 40. 

By Jimmy King
On
Mar 6
Eligibility

Can I Use a VA Loan More Than Once?

A somewhat pervasive myth circulates about mortgages backed by the Department of Veterans Affairs (VA). It goes: you can only use a VA loan once. That’s absolutely not true. You can definitely reuse your VA loan benefits. Your certificate of eligibility (COE) shows how much entitlement you have left. And even if it’s a relatively small amount, you can probably still get another VA loan.Let’s do a full dive into using a VA loan more than once so you can learn your options.

By Jimmy King
On
Mar 4
Eligibility

How Do I Get My Certificate of Eligibility (COE)?

A house is one of the biggest purchases most people make. Even a sliver of a difference on the interest rate or fees can save you thousands of dollars. That’s why, if you’re eligible, you should absolutely consider a mortgage backed by the U.S. Department of Veterans Affairs (VA). 

By Jimmy King
On
Mar 4

Trending Insights

Is There a Minimum Income Requirement for a VA Loan? Understanding Residual Income

By Jimmy King
On
Apr 7

Can I Use My VA Loan Benefit After I Separate From Service?

By Jimmy King
On
Mar 6

Can I Use a VA Loan More Than Once?

By Jimmy King
On
Mar 4

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