Do I Really Need 0% Down?

Mortgages backed by the U.S. Department of Veterans Affairs (VA loans) come with a bunch of benefits, but one tends to get the most press. And for good reason. With a VA loan, you can get a mortgage with 0% down. That’s a game changer, making homeownership much more accessible to eligible veterans and active-duty service members. 

Is There a Minimum Income Requirement for a VA Loan? Understanding Residual Income

Can I Use My VA Loan Benefit After I Separate From Service?

Homeownership is expensive, and it’s been particularly difficult for people to attain lately. Home prices took a jump in the early 2020s, and mortgage rates went up right along with them. For most Americans, the days of buying a house in your early 20s are long gone. In fact, the National Association of Realtors reports that the median age of a first-time homebuyer today is 40.