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Can Veterans Replace a Conventional Mortgage With a VA Loan?

Discover how eligible veterans can replace an existing conventional mortgage with a VA-backed refinance, potentially eliminate monthly PMI, reduce borrowing costs, and evaluate whether switching loan types makes financial sense.

Kacie Goff

Kacie Goff

Mortgage & Real Estate Writer

Kacie Goff is a mortgage and real estate writer whose work has appeared in Bankrate, NerdWallet, and CNET. She specializes in VA home loans and helping borrowers navigate the mortgage process.

Expertise
VA Mortgages VA refinance 10+ years of experience
Jimmy King

Jimmy King

Co-Founder of BankingBridge

Jimmy King is the Co-Founder of BankingBridge and has more than 20 years of experience in the mortgage industry. He specializes in mortgage pricing, capital markets technology, and helping bring greater rate transparency to consumers.

Expertise
Mortgage process VA loans 15+ years of experience
Written by Kacie Goff  ·  Edited by Jimmy King
Eligibility

Can I Use My VA Loan Benefit After I Separate From Service?

Homeownership is expensive, and it’s been particularly difficult for people to attain lately. Home prices took a jump in the early 2020s, and mortgage rates went up right along with them. For most Americans, the days of buying a house in your early 20s are long gone. In fact, the National Association of Realtors reports that the median age of a first-time homebuyer today is 40. 

Written by Kacie Goff · Edited by Jimmy King
On
Mar 6
Eligibility

Can I Use a VA Loan More Than Once?

A somewhat pervasive myth circulates about mortgages backed by the Department of Veterans Affairs (VA). It goes: you can only use a VA loan once. That’s absolutely not true. You can definitely reuse your VA loan benefits. Your certificate of eligibility (COE) shows how much entitlement you have left. And even if it’s a relatively small amount, you can probably still get another VA loan.Let’s do a full dive into using a VA loan more than once so you can learn your options.

Written by Kacie Goff · Edited by Jimmy King
On
Mar 4
Eligibility

How Do I Get My Certificate of Eligibility (COE)?

A house is one of the biggest purchases most people make. Even a sliver of a difference on the interest rate or fees can save you thousands of dollars. That’s why, if you’re eligible, you should absolutely consider a mortgage backed by the U.S. Department of Veterans Affairs (VA). 

Written by Kacie Goff · Edited by Jimmy King
On
Mar 4

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Can Veterans Replace a Conventional Mortgage With a VA Loan?

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